Last weekend, the US government intervened to prevent a banking crisis after the lender Silicon Valley Bank imploded under the strain of depositors pulling out their money.

Why Silcon Valley Bank failed?

A drunk and naked woman boarded a yellow cab in Silicon Valley. The cab driver did not start the car instead kept staring at the passenger.

Irritated passenger asked the driver if had not seen a naked woman before, to which the driver replied I am not staring at you, but was just wondering where have you kept your purse to pay your fare?

Most banks fail to understand the needs of their customers, assessing the repayment before lending.